Standard Returns
Actuarial Bookstore offers a full refund for most items returned within 30 calendar days of the date that the order was delivered. Unless previously approved by the Actuarial Bookstore, all returns must be made within calendar 30 days.

To be eligible for this return policy, returned books and/or other study materials must be free of any noticeable wear or damage. Returned software, audio CDs and DVDs must be unopened and accompanied by its original documentation to be eligible for a refund. Electronically distributed study materials and GV Ramanathan Practice exams are not eligible refunds.

Return Policy for Bundled Packages:
The cost savings associated with our bundled packages (Temple Actuarial Institute Pack, Carmody Jam Deluxe Package, Course 5 Value Packages) is lost if you return one or more items of the package. The Course 5 Package #1 gives you a savings of $28. If you decide to return a part of this package, your refund will be less $28. For example, if you return the McGill, Fundamentals of Private Pensions, you will get a refund of $50, which is the $78 text minus the $28 package value. If the entire package is returned, you will receive a refund equal to the package price that you paid.

Damaged/Defective Returns & Shipping Discrepancies
Customers must notify the Actuarial Bookstore within 5 business days of the receipt of the order regarding any damage, defective products or shipment discrepancies to be eligible for a damage refund or a replacement order. Returns of these items often require special procedures. Please contact us promptly.

Include A Copy of Your Packing Slip
Please include a copy of the packing slip and please write a brief explanation for your return on this packing slip. (Example: “Item not needed.”) We ask this so that the warehouse knows who is returning the items and to make sure that damaged items are not placed back on our shelves for resale.

Pack It Well
Important: Please make sure to pack the items very well with plenty of material to minimize the shifting of the contents of the box. Items that are returned damaged are not eligible for refund. Some covers get bent back easily so it is important that the items are packed well enough to not shift during shipment.

Tracking and Insurance
You may wish to consider sending your return by a trackable method (non-express) such as UPS Ground. Paying additional for tracking service and shipping insurance is completely at the customer’s discretion and will not be refunded by the Actuarial Bookstore.

The Actuarial Bookstore processes customer returns once a week. Nearly all customer returns are completed within two weeks of receipt of the items at the warehouse. If you paid by credit card, we will refund the same credit card used for payment. An email notification of this credit will be sent to you the day the refund is processed. Check payments are refunded directly to the person or company who paid for the order. Refunds are typically sent to the bill to address associated with the order.

Return item shipping is typically the responsibility of the customer. However, if the Actuarial Bookstore made an error in shipping or the items arrived damaged/defective, we will reimburse you for your return expenses (for non-express methods of shipping).

Paying additional for tracking service and shipping insurance is completely at the customer’s discretion and will not be refunded by the Actuarial Bookstore.